Direct Debit Terms & Conditions


Collection of Subscriptions by Direct Debit

To opt for the Direct Debit method of payment please fill in the DIrect Debit mandate form and return back to the school(not your bank). These forms are available at reception or can be requested from . We will then process the information and send a copy to your bank to be processed. Please ensure all details are filled in correctly.

Paying by Direct Debit

By agreeing to pay for your membership at LMAT by Direct Debit you are entering into a contract where the full fees for each school term are due as a minimum once the first payment has been made for that term. Paying by Direct Debit allows the full cost of the term to be broken up into monthly instalments. This contract is in line with the LMAT Terms of Service which we ask that you read before entering into this agreement.

Payment By Instalment

Payment for the duration of each school term will be split into instalments and debited monthly on the 1st working day for the month ahead. There is an initial set up cost of £5 that will be added to your first instalment. We bill 2 weeks in advance to ensure your preferred space is reserved for the next term. Payment will be automatically adjusted depending on the number of weeks in the term that the school is open. Please make sure you obtain a breakdown of your costs from so you are happy with the variables.

You are obligated to make the Minimum Number of Direct Debit Payments stated. For the avoidance of doubt, you are obligated to make every Direct Debit Payment regardless of non attendance, whatever the reason for non attendance may be.

Non payments

If you fail to pay any amount due under this agreement for a period of more than thirty days, then we may pass the debt to a third party company for collection. The reasonable costs incurred in employing the third party company will be borne by you including costs in tracing you should you have changed your address without telling us. Please be aware that missing a Direct Debit payment may affect your credit rating.

Cancelling payment

Direct debit payments will continue from term to term unless you ask to cancel. This can simply be done by informing your bank and advising LMAT in writing. This must be done a minimum of 2 weeks before the end of any given term or the term renewal date. You will be billed until the end of your term with us and you are able to attend lessons until the term finishes. Should you need to cancel earlier in the term and require a refund then please refer to our ‘Fair cancellation policy’ in our LMAT terms of service document.

Lessons missed

We are not able to refund Direct Debit payments where lessons have been missed in line with the LMAT terms of service.

Change of payment method

If at any time you wish to change payment method please contact to discuss your options.

Refunds

Please refer to the LMAT terms of service for our refund policy.

Should you have any questions about the completion of this form or the Direct Debit arrangements, please do not hesitate to contact

Terminology:

Where stated the word ‘term’ means the school term according to LMAT term dates which can be found on the Loughton Music Academy website.